The rise of Virtual GP services in the workplace

The rise of Virtual GP services in the workplace

Bill Gates once said, “The advance of technology is based on making it fit in so that you don’t really even notice it, so it’s part of everyday life.” For generations the UK has seen the National Health Service as a part of everyday life.  From a check up at a GP, to repairing an intrepid tree climbing 8-year old… Read more
Employee Assistance Programmes – an invaluable wellbeing tool

Employee Assistance Programmes – an invaluable wellbeing tool

What is an Employee Assistance Programme (EAP)? Employers are increasingly committed to ensuring employees are happy and healthy, rather than simply productive. An EAP is a low-cost, accessible and valuable tool within the wider employee benefit ‘tool kit’ to achieve this. EAPs are workplace programmes provided by employers, designed to support and improve the wellbeing of employees by helping them… Read more
Should you care about your employees’ financial wellbeing?

Should you care about your employees’ financial wellbeing?

The short answer is yes. Why? In summary we think this is an important subset of overall mental health and wellbeing and one directly linked to productivity and engagement. Firstly, what do we mean by ‘financial wellbeing’? It is certainly not a case of employers crossing the red line into employee’s personal finances or making value judgments about how employees… Read more
Automatic Enrolment: is this the last contribution increase?

Automatic Enrolment: is this the last contribution increase?

As pension advisers we get asked a lot by our employer clients if this April’s increases in statutory pension contribution levels will be the last, or whether there are more increases on the way. We can say for sure that there are no scheduled increases on the statute books at the current time. The existing policy framework only ever… Read more
How best to communicate the upcoming increases in workplace contributions to employees (in a positive light)

How best to communicate the upcoming increases in workplace contributions to employees (in a positive light)

Auto-enrolment has introduced over 10 million people to saving into a workplace pension for the first time, and employees have been gently eased into saving with low contribution levels. However, as the April 2019 increases are the highest yet, it’s important to ensure employees understand the benefits of their contributions going up to ensure opt out rates are kept low. Read more
Introduce Workplace Pension Salary Exchange and save an average of £7,015 p/a

Introduce Workplace Pension Salary Exchange and save an average of £7,015 p/a

Auto Enrolment has ushered in a new era of workplace-based saving. In our view it’s been a resounding success – boosting both the number of people engaging in long term savings and the average amount of annual saving per employee. Throw in a dramatic increase in employer participation and improved pension awareness nationally and the results really are quite stunning. Read more
Workplace Pension Clinics – Ink achieves a Net Promoter Score of 9.46/10!

Workplace Pension Clinics – Ink achieves a Net Promoter Score of 9.46/10!

At Ink we have always been passionate about operating at member level to connect with individuals and improve their understanding and engagement with Workplace Pensions. It is our strongly held view that employers who invest in the promotion of their schemes, especially when they have generous employer contributions, reap rewards through improved retention and productivity. First things first: We… Read more
Ink launches its inaugural White Paper – Investing in Pensions, Investing in People

Ink launches its inaugural White Paper – Investing in Pensions, Investing in People

The Ink Group are pleased to announce the publication of our inaugural White Paper: ‘Investing in Pensions, Investing in People – The role of Workplace Pensions in boosting employee wellbeing and productivity’.  To summarise, our White Paper is written for anyone involved in the running of Workplace Pensions. Our focus is on: Exploring the challenges facing the… Read more
How will you be preparing your employees for an increase in their pension contributions?

How will you be preparing your employees for an increase in their pension contributions?

Why are pension contributions increasing? Automatic enrolment has been successful in getting millions more people saving into pensions. Over 8 million people are now in a workplace pension as a result of auto-enrolment. However, the contribution levels that the government set for both the employer and employee were always intended to increase over time. This is because the starting level of… Read more
Income Protection – unjustly unloved and underused

Income Protection – unjustly unloved and underused

Income Protection – At Ink, we think it’s a great benefit to provide to staff. However, it seems to be one of the least understood by both employer and employee – but why? What is Income Protection? Basically, it’s an insurance policy. It pays out when an employee is sick or absent from work for longer than 6 months. The… Read more